In the state of Florida having homeowner’s insurance is essential to protect your investment. Below are different protections provided by homeowner’s insurance. It’s an intelligent move to get homeowner’s insurance as it gives you both property and liability coverage.
Dwelling insurance covers damage to the home and attached structures, such as a porch.
Other structures insurance is the kind of insurance that covers damage to the home and attached structures on your property, like a fence or shed.
Personal Property insurance pays to repair or replace belongings that are stolen or damaged in a covered event.
Additional Living Expenses helps pay temporary living expenses while your home is being repaired.
Liability pays if you injure someone or cause property damage unintentionally or through neglect.
Medical Payments pays to treat someone injured on your property, regardless of who’s at fault. Also pays if you, a family member, or a pet injures someone elsewhere.