It’s easy to look at Florida and think it’s paradise, that nothing could ever be amiss if you’re in the land of sunshine and saltwater. The last few years have brought the world of homeowner’s insurance in the state into clearer focus. Floridians are being pushed into a corner by their homeowner’s insurers, all the while paying between $700 and $1,300 more than the national average. The residents of the state are also being pushed to search for new alternatives as many insurance companies are forcing them into cancelations and non-renewals due to the many storms and losses incurred in past hurricane seasons and other natural factors. While Florida law does not require the purchase of homeowners’ insurance, most people like to ensure the biggest investment they will likely ever make, their home. Most lenders, if you’re paying a mortgage, require this level of insurance, so that if any damage was to befall the property it is reasonably covered by such. Florida’s homeowner’s insurance market will likely continue to baffle residents and enrage financial experts for some time to come. At Gables Insurance Recovery we’re proud to help our clients unravel the mystery of their homeowner’s insurance coverages.