So, you have a shed, a detached garage, and a carport, all a stone’s throw from your greenhouse, which sits on a walkway to your hidden lair. You’re just unsure if all of that is considered an “other structure” under your homeowner’s insurance policy. We’ve got some thoughts: A fence, detached garage, in-ground swimming pool, gazebo, and your greenhouse-lair situation are, in fact, these “other structures” your policy so ominously refers to. This means that whatever dwelling coverages you have are also extended to these (many) structures. If you decide to add a second greenhouse it’s time to review your coverages and contact your insurer. Say you have personal property stored in these “other structures” you’ll be pleasantly surprised to find out that they’re covered in the same way they would be within your primary property. If you need more information, and greater clarity, on your policies’ coverages, let our team at Gables Insurance Recovery review your claim and help you decide if it’s worth contacting your insurer and possibly affecting your premium to fix.
What Are These “Other Structures”?
Related Post
-
It’s the crisp air and sweet smell of cinnamon and fresh apples that captivate the senses in the Fall. Which is a great distraction when you start to think about how common things are madeRead more
-
“What’s in a name? That which we call an adjuster, by any other name would smell as sweet.” Is the Shakespearean equivalent to the difference between a public adjuster and an independent adjuster? Why? ThereRead more
-
Autumn is exciting for several reasons, like cooler air, shopping for coats, scarves, and increased break-in threat. Wait, one of those things was not like the others. And yet, it is one-hundred percent accurate, andRead more
-
Homeowner’s insurance isn’t a required form of insurance in Florida, but most people want to insure the single most significant investment they will make in their lives. With homeowner’s insurance you’re getting coverage for severalRead more
-
The mystery surrounding earthquake insurance is immense. The main issue with earthquake insurance is that it doesn’t come as standard coverage from your run-of-the-mill homeowner’s insurance policy. It seems like an odd thing not toRead more
English
Kreyol ayisyen
Português
Español
Leave a Comment