Rule number one of the Fall season is that you check all the rooms on your property for heat escaping or cold air getting in. After that is done, you know you have a well-insulated and economically efficient winter home. Once you confirm that there is no cold air getting in, and no heated air getting out, you have to get ready for weather-related water damage, which is such a highly variable situation:
- You should ensure that window panes, thresholds, and door seals are operating as they should and are not worn down from years of use. If you find any problem areas, repairing or filling any cracks and repairing or replacing any deteriorating parts of these items could defend you from sustaining any damages or further damaging to your property.
- Look at the paint on your property’s exterior, if there is chipping or peeling you may be sustaining damage you aren’t even aware of.
- Interior insulation is something that needs to be confirmed, making certain that no air is coming through the walls or from electrical sockets and outlets, as well as through the concrete or brick of your property. Insulation is something that can be added to sustain your property’s ability to withstand the elements. This can make a huge difference when you’re looking at your heating bill as well, due to better heat conservation.
As mentioned above water damage is another big issue, and one of the most common causes of home insurance claims. Water can enter through any crack or crevice in your property, this could cause major damage and mold if not prevented properly. Waterproofing your property is a huge winter checklist item. If you find yourself needing your claim reviewed against your policy and protections from your insurer, our Gables Insurance Recovery adjusters would be happy to assist you in pursuing your claim by presenting objective findings and helping to negotiate your settlement.