“I have a claim, I can see the sun through my living room ceiling and I don’t have a moonroof or a sunroof. I had a normal roof, with no see-through situation.” I think it might be time to get a second opinion. Luckily, you’re here. Gables Insurance Recovery can help you decide if this is worth making a homeowner’s insurance, or business insurance, claim. Our team of public adjusters are experts that you can hire to manage your claim. The insurance company’s adjusters will represent your insurer’s interests, but as a public adjuster, we represent your interest. Our job is to ensure that you receive every dollar that you are entitled to under your policy. How do we do it? We’re glad you asked, we have a few answers:
- We inspect and assess your home or property damage and determine how much coverage you’re eligible for under your policy’s provisions.
- Our team estimates the cost of fixing the damage as it has been documented.
- We communicate with your insurer on your behalf to negotiate your settlement.
We will work through your case to discern the answers to the tricky questions that you may face. If you have a water damage claim we could help you understand how much of the water damage was due to rain coming through the hole, the one we mentioned before, in your ceiling. And if at the same time, that portion of your roof was ripped off due to wind damage, but there was also a flood happening in your neighborhood because of a storm… this illustrates a multi-faceted insurance claim scenario. A public adjuster would be able to review your policies and tell you which provisions, policies, and protections would apply to the aforementioned scenarios.
Because they can truly break your claim down to the nth degree, your public adjuster may be able to get you a larger settlement. This is due to the fact that they are an insurance professional that will negotiate a more generous claim payout than if you were doing this independently. Since you don’t have consistent experience negotiating insurance settlements. You’ll also save time when you work with a public adjuster because filing a claim takes a lot of energy and time. You fill out all of the forms, and you’re on a first-name basis with the insurance company’s receptionist, Marcia. You also have a full-time job and babies… You don’t have time for this, but a public adjuster does and could prove to be well worth their fee in the long run. A public adjuster can also guide you flawlessly through the insurance claim process because your policy is full of legalese that is put there to dissuade you from filing a claim. At Gables Insurance Recovery, we speak legalese though, so we can let you know in layman’s terms what your policy is telling you. We can also give you a better idea of how long the process could take from our experience with carriers and their claims processing. Bear in mind that your policy limits may constrain what you receive from your insurer.