What is homeowner’s insurance? It’s insurance that will compensate you if a covered peril listed on your policy damages or destroys your property, or personal items. You’re also covered if you or your pet, cause unintended damage or injury to someone else or their property. Homeowner’s insurance is not required by law; however, your lenderRead more

Filing a homeowner’s insurance claim is something most people never want to go through, but at Gables Insurance Recovery (GIR) we’re always ready to offer the expertise you need to make the most of your claim. You’ll need to ask yourself a few questions prior to filing a claim: Is my claim valid? Was itRead more

Homeowner’s insurance generally covers destruction and damages to your home’s interior and exterior and personal property. There are three levels of coverage: Actual Cash Value, which reimburses you in cash for how much the item is worth. Replacement Cost, which is how much it would cost to purchase the item new or replace it. ExtendedRead more

“Darkness cannot drive out darkness; only light can do that.” – Martin Luther King, Jr.Read more

Your homeowner’s insurance should cover the cost of rebuilding your home. The price you paid when purchasing your home, or its current market price, are likely less than the amount to rebuild. Another important note here is that your homeowner’s insurance limit may not adequately cover the rebuild, because the limit is based on yourRead more

We’ve discussed building a home inventory in the past, but this time we’re not adding your holiday gifts to one. This time we’re taking into account the entire inventory of your home and what needs to be covered under your homeowner’s policy. Starting off you need to search for an easy area containing valuables, toRead more